What is the NTUC Plus! Visa Supplementary Card?
The supplementary card is provided for by the NTUC Plus! Principal Credit Cardmember. The principal and supplementary cards share the same credit limit granted to the principal cardmember.
What are the different features between the NTUC Plus! Principal Card and the Supplementary Card?
The NTUC Plus! Supplementary Card is not recognised as a NTUC membership Card and does not come with a free savings account.
Does the NTUC Plus! Supplementary Card also act as a NTUC membership Card?
No.
What are the criteria for NTUC Plus! Supplementary Card?
You need to be 18 years of age to be eligible, a Singapore or Permanent Resident, and are related to the NTUC Plus! Principal Credit Cardmember.
Principal Cardmembers who are parents can apply for their children under 18 years of age if the child is going abroad to study* / travel.
Approval is at OCBC's discretion.
* Parent has to provide a copy of the letter of admission to the overseas university.
Where can I get the NTUC Plus! Supplementary application form?
You can contact OCBC Bank at 1800 363 3333 for an application form to be mailed to you. Alternatively, click here to apply online.
Is there any charge on my NTUC Plus! Supplementary Credit Card?
There are no annual fees but other fees and charges (eg. late payment fees, cash advance fees and interest charges) apply. For the full list of the types of credit card charges, please visit www.ocbc.com.
Why is the NTUC Plus! Supplementary Card not given a Starter Account?
This feature of the NTUC Plus! Card is specially designed and catered for NTUC Members only. Meanwhile, we will monitor feedback from NTUC members.
Do I automatically become a NTUC member and get rebates as an NTUC Plus! Supplementary Cardmember?
You do not automatically become a NTUC member. However, when you shop at NTUC FairPrice supermarkets, you can still earn LinkPoints. The LinkPoints will be credited to the NTUC Plus! Principal Credit Cardmember's LinkPoints Account.
Supplementary Cardmembers will also be earning rebates for Principal Cardmembers.
Where can I earn LinkPoints as an NTUC Plus! Supplementary Cardmember?
Each transaction you make at NTUC FairPrice and participating Plus! Partners will earn you LinkPoints^ at the usual rate as the NTUC Plus! Principal Cardmember.
^ All LinkPoints earned by the Supplementary Credit Cardmember will be accumulated under the Principal Cardmember's LinkPoints Account.
As an NTUC Plus! Supplementary Credit Cardmember, can I redeem LinkPoints?
Yes. All LinkPoints earned by the NTUC Plus! Supplementary Credit Cardmember will be accumulated under the Principal Cardmember's LinkPoints Account. Redemption of LinkPoints will also be deducted from the Principal Cardmember's LinkPoints Account.
Can I pay for my purchases at NTUC FairPrice with my NTUC Plus! Supplementary Card?
Yes. You can use your NTUC Plus! Supplementary Card to pay for your purchases at NTUC FairPrice.
As an NTUC Plus! Supplementary Cardmember, can I still earn LinkPoints at FairPrice supermarkets when I spend a minimum amount of $20 with my NTUC Plus! Supplementary Card?
Yes, you will still earn LinkPoints with a minimum purchase of S$20 signature-based Visa transaction.
Note that in-store terms and conditions apply.
Where and how can I redeem my LinkPoints as an NTUC Plus! Supplementary Cardmember?
You can offset your purchases at FairPrice stores and selected Plus! Partners or redeem Plus! Rewards.
However, the LinkPoints will come from the NTUC Plus! Principal Credit Cardmember's LinkPoints Account.
Does my NTUC Plus! Supplementary Card entitle me to pay using the OCBC Instalment Payment Plan?
Yes. Your NTUC Plus! Supplementary Card will entitle you to make payment using the OCBC Instalment Payment Plan.
Does my NTUC Plus! Supplementary Card entitle me to the OCBC benefits and privileges that is extended to NTUC Plus! Principal Cardmembers?
Yes. Your NTUC Plus! Supplementary Card will entitle you to the OCBC benefits and privileges that is extended to NTUC Plus! Principal Cardmembers.
Since the NTUC Plus! Supplementary Credit Card was issued to me without an NTUC-OCBC Starter Account* linked to it, can I link my card to an OCBC savings account on my own?
Yes. You can link your card to your preferred savings account through any OCBC ATM.
What happens if someone uses my NTUC Plus! Supplementary Credit Card without my permission?
You should follow the same procedure if you had misplaced or lost your NTUC Plus! Card. Contact OCBC Bank at 1800 363 3333 to report this.
Your Principal Cardmember should also contact NTUC Link at 6213 8008 to block your card as it can be used for LinkPoints redemption.
Where does my NTUC Plus! Supplementary Cardmember's LinkPoints go to?
All LinkPoints earned by the Supplementary Credit Cardmember will be accumulated under the Principal Cardmember's LinkPoints Account.